MAO (Max Allowable Offer) Calculator
Compute a wholesale MAO using ARV, repairs, and your desired margin.
Inputs
Results
Max allowable offer (MAO)
$165,000
Investor max all-in (ARV × %)
$210,000
Quick check
Deal can work (on paper).
Formula
MAO = (ARV × MAO%) − Repairs − Assignment Fee − Other Costs
Tip: Many buyers vary between 65–75% depending on market, financing, and rehab complexity.
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FAQ
What is MAO in wholesaling?
MAO (Max Allowable Offer) is the highest price you can contract a property for while leaving enough room for repairs, your assignment fee, and the end buyer's margin.
What MAO % should I use?
Common heuristics range from 65% to 75% depending on market heat, financing, and rehab risk.
Does this include closing costs?
You can include them in the 'Other costs' field. Different buyers will treat these differently.