Homebuyer
Rent vs Buy Calculator
Compare your estimated monthly cost of renting vs owning by factoring in mortgage payment, taxes, insurance, HOA, and maintenance. Use it as a quick reality check before making a move.
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Free · Fast · No Sign-Up RequiredReal Estate Calculators
Real Estate Calculators
for Smarter Decisions
Analyze properties, estimate affordability, and price investment deals with professional-grade tools — built for real-world assumptions, not textbook math.
Sample: Rental Property Analysis
Gross Rent / Month$2,200
Monthly Cash Flow+$347Cash-flow positive
Cap Rate6.2%
Cash-on-Cash Return8.4%
Calculate Your Real Estate Strategy
Twelve free calculators covering every stage — from first home to advanced investment strategies.
Homebuyer
Mortgage Affordability Calculator
Determine how much house you can afford based on your income, debts, and DTI ratios. Calculates max purchase price using front-end and back-end debt-to-income limits.
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Homebuyer
Refinance Break-Even Calculator
Compare your current mortgage vs a new rate to find your break-even point. Calculate monthly savings and determine if refinancing makes financial sense.
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Investor
Rental Property (Cash Flow) Calculator
Estimate rental cash flow and NOI using vacancy, operating expenses, reserves, and financing. Great for quickly screening a deal before you build a full pro forma.
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Investor
MAO (Max Allowable Offer) Calculator
Calculate a Max Allowable Offer for wholesaling using ARV, repair costs, fees, and buyer margin. Built to help you find a defendable offer number and avoid thin deals.
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Investor
BRRRR Calculator
Analyze Buy-Rehab-Rent-Refinance-Repeat deals. Calculate cash left in the deal, cash-on-cash return, and determine if you can achieve infinite returns.
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Investor
House Hacking Calculator
Calculate your net housing cost when living in one unit and renting others. See how much you save vs traditional renting using a multi-unit property.
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Investor
Fix & Flip Calculator (70% Rule)
Analyze house flipping deals using the 70% rule. Calculate profit, ROI, holding costs, and verify your purchase price follows investor guidelines.
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Investor
Airbnb / Short-Term Rental Calculator
Analyze a short-term rental deal using nightly rate, occupancy, cleaning costs, and platform fees. See gross revenue, NOI, annual cash flow, cash-on-cash return, and cap rate.
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Investor
1% Rule Calculator
Screen any rental deal in seconds: does monthly rent hit 1% of the purchase price? Get an instant pass/fail verdict, rent-to-price ratio, and gross rent multiplier before deep underwriting.
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Homebuyer
Real Estate Commission Calculator
Calculate total commission on any home sale, see how it splits between listing and buyer agents and their brokerages, and find the seller's net after commission.
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Investor
DSCR Loan Qualifier Calculator
Check if a rental property qualifies for a DSCR loan. Calculate your debt service coverage ratio, compare against 1.0x and 1.25x lender thresholds, and see the rent you'd need to qualify.
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Built for Real-World Decisions
Professional assumptions, plain-English explanations, and instant results.
Instant Results
No logins. No clutter. Enter your numbers and get clear results in under 30 seconds.
Conservative by Default
Defaults include vacancy, CapEx, and maintenance so you don't overestimate returns on your first look.
Paired With Articles
Every calculator links to in-depth blog posts so you understand the numbers, not just the result.
Mobile-First Design
Run numbers on your phone at a showing, in your car, or anywhere deals happen.
Latest Posts
In-depth education on rental underwriting, investment strategy, and deal analysis.
Rental Property Tax Benefits: Depreciation, Deductions & Write-Offs Explained
Understand the most valuable tax benefits of owning rental property — depreciation, operating deductions, the pass-through deduction, and how to use them to maximize after-tax returns.
5 min read
How Much House Can I Afford? A Step-by-Step Calculation
Learn exactly how much house you can afford using DTI ratios, the 28/36 rule, and real mortgage math — with examples based on common income levels.
5 min read
House Hacking: Live for Free While Building Equity
Learn how house hacking lets you use rental income from tenants to offset or eliminate your housing cost — a powerful strategy for first-time investors using low down payment financing.
6 min read
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Every state page opens free real estate calculators pre-filled with localized property tax rates, average rents, and market assumptions.
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Ready to Analyze Your Next Deal?
Start with any of our 12 free calculators. No account, no paywall — just honest math.