How Much House Can I Afford? A Step-by-Step Calculation
Learn exactly how much house you can afford using DTI ratios, the 28/36 rule, and real mortgage math — with examples based on common income levels.
Master rental property analysis, deal underwriting, and investment strategy with our in-depth, example-driven articles. Written for investors at every level.
12 posts · Beginner level
Learn exactly how much house you can afford using DTI ratios, the 28/36 rule, and real mortgage math — with examples based on common income levels.
Learn how house hacking lets you use rental income from tenants to offset or eliminate your housing cost — a powerful strategy for first-time investors using low down payment financing.
Learn what a good cap rate is, how to calculate it, how it varies by market and asset class, and how to use it without tricking yourself into a bad deal.
A complete beginner's roadmap to buying your first rental property — from financial prep and deal analysis to financing, closing, and managing your first tenant.
Learn how wholesaling works—find distressed properties, get them under contract, and assign to end buyers for quick profits without using your own money or credit, plus legal considerations and step-by-step deal analysis.
Compare active house flipping against passive buy-and-hold rental investing—analyze capital requirements, time commitment, tax implications, risk profiles, and long-term wealth building to choose the strategy that matches your financial goals and lifestyle.
Master the complete framework for analyzing house flipping deals—learn the 70% rule, how to estimate ARV and rehab costs accurately, calculate all holding expenses, and determine maximum offer price to ensure profitable flips.
A fast, systematic framework for evaluating rental property deals—covering income, expenses, financing, and key metrics to quickly identify winners and pass on losers.
Master the complete rental property analysis framework with step-by-step calculations for income, expenses, NOI, cash flow, and key return metrics—plus real examples and conservative assumptions to ensure profitable deals.
A comprehensive, actionable checklist for turning vacant properties into rent-ready investments—covering repairs, safety, curb appeal, documentation, and tenant screening to minimize vacancy and maximize returns.
Learn how to calculate and interpret cash-on-cash return, why it matters more than cap rate for leveraged deals, and how to use it to compare investment opportunities.
Understand the famous 50% rule for estimating rental property expenses—learn when this quick heuristic is accurate, when it fails, and how to use it properly in your deal analysis.
Use our free rental property calculator to analyze real deals using the frameworks from these articles.
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