Free Real Estate Calculators
Twelve free calculators for homebuyers, investors, and agents — covering affordability, cash flow, BRRRR, wholesaling, and more. Built with practical assumptions and instant results, no sign-up needed.
Homebuyer Calculators
Rent vs Buy Calculator
Compare your estimated monthly cost of renting vs owning by factoring in mortgage payment, taxes, insurance, HOA, and maintenance. Use it as a quick reality check before making a move.
Mortgage Affordability Calculator
Determine how much house you can afford based on your income, debts, and DTI ratios. Calculates max purchase price using front-end and back-end debt-to-income limits.
Refinance Break-Even Calculator
Compare your current mortgage vs a new rate to find your break-even point. Calculate monthly savings and determine if refinancing makes financial sense.
Real Estate Commission Calculator
Calculate total commission on any home sale, see how it splits between listing and buyer agents and their brokerages, and find the seller's net after commission.
Investor Calculators
Rental Property (Cash Flow) Calculator
Estimate rental cash flow and NOI using vacancy, operating expenses, reserves, and financing. Great for quickly screening a deal before you build a full pro forma.
MAO (Max Allowable Offer) Calculator
Calculate a Max Allowable Offer for wholesaling using ARV, repair costs, fees, and buyer margin. Built to help you find a defendable offer number and avoid thin deals.
BRRRR Calculator
Analyze Buy-Rehab-Rent-Refinance-Repeat deals. Calculate cash left in the deal, cash-on-cash return, and determine if you can achieve infinite returns.
House Hacking Calculator
Calculate your net housing cost when living in one unit and renting others. See how much you save vs traditional renting using a multi-unit property.
Fix & Flip Calculator (70% Rule)
Analyze house flipping deals using the 70% rule. Calculate profit, ROI, holding costs, and verify your purchase price follows investor guidelines.
Airbnb / Short-Term Rental Calculator
Analyze a short-term rental deal using nightly rate, occupancy, cleaning costs, and platform fees. See gross revenue, NOI, annual cash flow, cash-on-cash return, and cap rate.
1% Rule Calculator
Screen any rental deal in seconds: does monthly rent hit 1% of the purchase price? Get an instant pass/fail verdict, rent-to-price ratio, and gross rent multiplier before deep underwriting.
DSCR Loan Qualifier Calculator
Check if a rental property qualifies for a DSCR loan. Calculate your debt service coverage ratio, compare against 1.0x and 1.25x lender thresholds, and see the rent you'd need to qualify.
Localized Calculators by State
Every calculator can be pre-filled with local property tax rates, average rents, and market assumptions. Pick a state to browse its cities.
Our Methodology
Every calculator uses conservative defaults and industry-standard formulas. We include vacancy, maintenance, CapEx reserves, and financing to give you a realistic picture — not an optimistic one. Results are estimates for educational purposes; always verify with local data and consult a licensed professional before making financial decisions.