Real Estate Commission Calculator
Calculate total commission on any home sale, see how it splits between listing and buyer agents and their brokerages, and find the seller's net after commission.
Inputs
Results
- Listing side commission: $10,000
- → Listing agent takes home: $7,000
- → Listing brokerage keeps: $3,000
- Buyer side commission: $10,000
- → Buyer agent takes home: $7,000
- → Buyer brokerage keeps: $3,000
Note: Seller net here reflects commission only — closing costs, transfer taxes, and mortgage payoff reduce actual proceeds further. Agent take-home is before desk fees, franchise fees, and taxes.
When to Use This Calculator
Use this calculator when you're preparing to sell a home and want to know your proceeds after commission, when you're a buyer negotiating agent compensation, or when you're an agent estimating your take-home on a deal. It's especially useful post-NAR settlement, when buyer-agent compensation is a negotiated line item rather than an automatic MLS offer.
How It Works
The calculator applies your listing-side and buyer-side commission rates to the sale price separately, then splits each side between agent and brokerage using the split percentages you enter. Seller net is the sale price minus total commission — a commission-only figure, not full closing proceeds. All rates are editable because commissions are fully negotiable; there is no 'standard' rate, though 2.5–3% per side remains common.
Key Terms
How to Use This Commission Calculator (Mini Guide)
Whether you're selling, buying, or the agent on the deal — see exactly where every commission dollar goes before you sign anything.
What this calculator shows
It breaks total commission into its two sides (listing and buyer), then splits each side between the agent and their brokerage.
Sellers see net proceeds after commission; agents see their actual take-home before fees and taxes.
Everything is negotiable
There is no legally standard commission rate — 2.5–3% per side is common, but discount and flat-fee models exist at every price point.
Since the 2024 NAR settlement, buyer-agent compensation is negotiated in a written buyer agreement, not offered automatically through the MLS.
Sellers can still offer to cover the buyer's agent fee as a concession — on higher-priced homes, even a 0.5% reduction is thousands of dollars, so ask.
If you're the agent
Enter your actual split with your brokerage to see true take-home per deal.
Remember that desk fees, franchise fees, E&O insurance, marketing, and self-employment taxes come out of your share afterward.
Use the output to compare brokerage offers — a higher split with high monthly fees can net less than a lower split with none.
Commission vs. total closing costs
The seller net shown here subtracts commission only.
Your final proceeds also subtract mortgage payoff, title and escrow fees, transfer taxes, prorations, and any repair credits.
Ask your agent or title company for a full seller net sheet before setting your list price.