BRRRR Calculator — Columbus, OH
Pre-filled with localized assumptions for Columbus. Replace the defaults with your real numbers (rent comps, taxes, insurance, repairs, and reserves) to get an accurate result.
Inputs
Results
- Total all-in cost: $130,500
- Total cash invested: $58,500
- New loan (refinance): $146,250
- Cash pulled out: $71,250
- Cash left in deal: -$12,750
- Equity created: $48,750
Tip: If cash left in ≤ $0, you achieved "infinite return"—all your money is out and the property still cash flows.
This calculator remains available as a free tool, but its location defaults are state-level starting assumptions and the page is undergoing further editorial review.
Columbus Local Market Note
Informational onlyColumbus pairs Midwest entry prices with unusually strong population growth for the region, driven by Ohio State, state government, and Intel's massive chip investment in nearby New Albany. Investors target the Hilltop and Linden for cash flow and the Near East Side for appreciation. Ohio has no rent control, and Franklin County's rapid reassessments have pushed tax bills up sharply after recent sales.
Local context for general information — not financial, legal, or tax advice. Verify current regulations and market data before making investment decisions.
How to Use This BRRRR Calculator (Mini Guide)
Analyze Buy-Rehab-Rent-Refinance-Repeat deals to see how much cash you can pull out at refinance and whether you achieve infinite returns. These defaults are pre-filled for Columbus, OH. Always replace them with your real numbers when you have them.
What BRRRR means
Buy a distressed property below market, rehab it, rent it out, then refinance based on new (higher) ARV.
Goal: pull out most or all of your initial cash so you can repeat the process.
If you pull out 100%+ of your cash, you achieve 'infinite return' — the property cash flows with $0 left in.
Critical inputs
Purchase price + rehab costs = your total all-in cost.
ARV: conservative comps matter — overestimate ARV and the deal falls apart at refinance.
Refinance LTV: most lenders do 75% of ARV for investment properties.
Monthly rent and expenses: must cash flow after refinance or it's not sustainable.
What makes a good BRRRR deal
Cash left in deal ≤ $0 (pulled out all your money).
Monthly cash flow after refinance > $200-$300/month minimum.
ARV is defensible with actual closed comps.
Rehab scope is clear and budgeted conservatively.
Common risks
Appraisal comes in below ARV — kills the refinance and leaves you stuck.
Rehab costs overrun — eats into equity and cash-out potential.
Can't find tenants at projected rent — cash flow goes negative.
How to use this calculator in Columbus
Start with the pre-filled assumptions for Columbus, then replace them with your deal’s numbers. If you’re an investor, keep vacancy and reserves conservative. If you’re a homeowner, pay special attention to property taxes and insurance — these often drive the rent vs buy decision.
Nearby cities in OH
Explore nearby cities to compare assumptions and outcomes.