MAO (Max Allowable Offer) Calculator — Dallas, TX
Pre-filled with localized assumptions for Dallas. Replace the defaults with your real numbers (rent comps, taxes, insurance, repairs, and reserves) to get an accurate result.
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Tip: Many buyers vary between 65–75% depending on market, financing, and rehab complexity.
Dallas Local Market Note
Informational onlyDallas–Fort Worth has led the nation in raw population and job growth for much of the past decade, keeping tenant demand deep across price points. Investors target neighborhoods like Oak Cliff and East Dallas for value-add deals, while northern suburbs absorb corporate relocations. Texas property taxes are among the highest effective rates in the country — verify the appraisal district's number rather than relying on the seller's figure.
Local context for general information — not financial, legal, or tax advice. Verify current regulations and market data before making investment decisions.
How to Use This MAO Calculator for Wholesaling (Mini Guide)
Use this to back into the highest price you can offer while still leaving room for repairs, your assignment fee, and the end buyer’s margin. These defaults are pre-filled for Dallas, TX. Always replace them with your real numbers when you have them.
MAO in plain English
MAO (Max Allowable Offer) is the highest contract price that still makes the deal work after repairs, fees, and costs.
If your contract is above MAO, the deal usually breaks unless something else changes (ARV, repairs, fee, etc.).
How to set inputs so your MAO is real
ARV: use comps you can defend — don’t anchor to the highest sale.
Repairs: be conservative; underestimating repairs is the #1 reason deals die or get retraded.
MAO %: many buyers land around 65–75% depending on market and rehab risk.
Other costs: include title/closing, holding utilities, cleanup, etc.
How to use it during negotiation
Start with ARV you can defend, then repairs with a buffer.
Pick a MAO % that matches your buyer (ask them!).
Your output is your walk-away number — don’t negotiate above it unless you’re intentionally reducing your fee.
Quick checks to avoid dead deals
If it only works with optimistic ARV + low repairs + high % — it’s probably thin.
If it works with conservative repairs and a lower % — you likely have a real assignment opportunity.
How to use this calculator in Dallas
Start with the pre-filled assumptions for Dallas, then replace them with your deal’s numbers. If you’re an investor, keep vacancy and reserves conservative. If you’re a homeowner, pay special attention to property taxes and insurance — these often drive the rent vs buy decision.
Nearby cities in TX
Explore nearby cities to compare assumptions and outcomes.